Wisconsin was the first state to develop Worker’s Compensation benefits to employees. This occurred in 1911. Mississippi was the next state to adapt such laws, though it wasn’t until 1948 that it occurred. Fast forward to 2018 and now all states are federally required to carry the insurance to protect their workers who are injured on the job. The insurance coverage pays for medical bills and lost wages of the person who’s been injured on the job. All companies in Iowa need this insurance in many circumstances. If you are a worker in the state, it is comforting to know that you are indeed protected while you’re on the clock.
If you are an Iowa worker who was hurt on the job, you might wonder if workers comp is eligible to you. The short answer is yes, the insurance is available if you are injured at no fault of your own and need time off from work or medical attention. You will need to visit the doctor of choice of your employer and do so in a timely manner or your Iowa Workman’s Compensation claim could be denied. Furthermore, it is important that you are not under the influence of any drugs or alcohol, since a test is given and claims denied if anything is found in your system.
When claims for workers comp benefits are denied as they sometimes are, you have the option to file an appeal and should take advantage of that opportunity. Many times benefits are denied for technical reasons and can be resolved quickly in order for you to get the benefits. It is ideal to hire an attorney if you are denied benefits and wish to file an appeal. They handle the matters with the legal expertise and provide the guidance needed to come out on top with your case.